There are many public health insurance plans and options that make healthcare accessible to all Alabama residents. These services are provided through the U.S. federal government or Alabama Medicaid and Medicare programs. These public health insurance programs are available to you in the event that you do not want to enroll in private health insurance or are unable to afford other health insurance options.
Click on an area below to be taken to more detailed pages about Obamacare (The Affordable Care Act), Medicaid, or Medicare programs, plans, options, and FAQs.
ObamaCare, The Affordable Care Act
Obamacare, or The Affordable Care Act, refers to any healthcare insurance plan that can be bought through the federally operated Health Insurance Marketplace. When applying for Obamacare, you may find that you also qualify for cost assistance or government subsidies. These subsidies can only be used on insurance that is bought through the exchange. The majority of Alabama residents (89%) that enrolled through the exchange qualified for financial assistance or subsidies.
Learn more about the Obamacare program, Marketplace, plans, and FAQs
Alabama Medicaid: Health Insurance For Low Income
Alabama Medicaid is the state-funded health insurance for low-income individuals, families, pregnant women, and those with disabilities. Alabama opted to not expand eligibility for Medicaid upon initial review of ACA which has left 27% of Alabama’s uninsured with no access to financial assistance for health coverage. In recent years, state government officials have started discussions about expanding Medicaid, but the changes are still a long way away. As such, individuals with no dependent children have no current options under Alabama Medicaid.
Alabama Medicaid programs include:
- CHIP - All Kids
- Patient 1st
Learn more about the Alabama Medicaid program, plans, options, and FAQs
Medicare is federal health insurance for those who are 65 years of age or older, or who have a specific disability such as end-stage renal disease. If you have Medicare Part A today, you meet the requirements for qualified health coverage per the Affordable Care Act. Medicare Part B, unfortunately, does not meet this requirement so you will need additional health insurance coverage to avoid The Affordable Care Act penalty. Twenty percent of Alabama’s population is enrolled in Medicare.
Alabama Medicare programs and services include:
- Original Medicare Plans - Part A (hospital insurance), Part B (medical insurance)
- Medicare Advantage Plan - Part C
- Medicare Rx Plan - Part D
Learn more about the Alabama Medicare program, plans, options, and FAQs